As payments evolve we evolve with them

Spearheading the next generation of digital payment technology

Pay by Bank app is powered by Mastercard®

Pay by Bank app was launched in 2016 with the aim of simplifying online payments for customers and improving their mobile payment experience.

Created by payment operator Vocalink (part of Mastercard since 2016), and underpinned by real-time mobile payment scheme Zapp, Pay by Bank app represents a new evolution in digital payments, giving consumers more control and reassurance, while also simplifying the process

Participating banks

Automatically available with participating banks

Pay by Bank app is already live with these banks. If your bank is listed here, you’ll already be able to pay with your bank app at participating retailers



More banks to follow

More banks to follow

Participating retailers

Find Pay by Bank app as an option at checkout when you shop with these retailers

Need to know more?

Take a look at our frequently asked questions